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Home / Travel Insurance |
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What is Travel Insurance?
Travel Insurance is a contract between us, the company and the passenger
or Insured named in the schedule. The Proposal Form, declaration and information
given by he passenger shall be the basis of this contract.
What does it cover?
- Personal Accident – Death / Permanent total Disability
If the passenger sustains bodily injury during the trip caused solely and directly by
accidental external violent and visible means and such bodily injury within 12
months of the date of the injury is the sole and direct cause of-
(a) Death
(b)
Permanent Total Disablement.
- Medical Expenses
Reasonable and
necessary medical, hospital and treatment expenses as a result of injury or
sickness of the Insured Person and transportation charges for sending to
hospital.
-
Cancellation & Curtailment
Loss of
irrecoverable deposits or payments for unused travel and accommodation paid in
advance or contracted to be paid as a result of your necessary and unavoidable
cancellation of the Trip.
-
Loss of Passport
Reimbursement
of additional costs incurred overseas during the trip in obtaining replacement
of lost passport or appropriate documentation to enable you to proceed with the
journey until return to
Sri lanka
as a direct result of the loss occurring
during the trip.
-
Personal Baggage/Documents
Loss of or
damage to accompanied Personal Baggage or personal effects including the
purchases made during the journey, which is your property. Loss of personal
money and documents during the Trip whilst in a locked safe or safety deposit
box.
- Delayed Baggage
If the checked
baggage is delayed or misdirected by a common carrier for more than (six) hours
from the time of arrival at the destination.
- Missed departure/Connection
Reasonable
additional travel and accommodation expenses necessary to reach the booked
holiday destination.
- Travel Delay/Holiday, Cancellation
-
Hijacking
-
Personal Liability
If legally
liable to pay for bodily injury to third parties or accidental damage to Third
Party Property as a result of an incident occurring during the Trip.
-
Legal Expenses
Expenses
incurred by the passenger for legal representative for proceedings for
compensation and / or damages arising directly from or out of your injury or
your death during the Trip.
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